Summit Wealth Consulting | Turn What You've Built Into Reliable Income

Summit Wealth Consulting

Turn What You've Built
Into Reliable Income.

Strategic retirement planning designed to create predictable income, reduce taxes, and protect your financial future.

Schedule a Consultation Get a Second Opinion

Retirement Income Planning Tax-Efficient Strategies Risk Management Long-Term Clarity Guaranteed Income Financial Structure Predictable Income Retirement Planning Retirement Income Planning Tax-Efficient Strategies Risk Management Long-Term Clarity Guaranteed Income Financial Structure Predictable Income Retirement Planning

The Problem

Most people approach retirement
without a plan.

They have accounts, investments, and growth — but no structure connecting everything together. That gap creates uncertainty when it matters most.

Accounts — but no income plan

Investments — but no strategy

Growth — but no structure

And that creates uncertainty.

of retirees outlive their savings

cost for a strategy consultation

of our plans are custom-built for your situation

The Solution

We help you structure your financial picture
so it works together.

At Summit Wealth Consulting, we focus on building a strategy — not just managing accounts.

Retirement Income Planning

Turn your accumulated assets into a predictable, structured income stream you can count on throughout retirement.

Tax-Efficient Strategies

Minimize your tax burden in retirement through smart, strategic planning that keeps more money working for you.

Risk Management

Protect your financial future from market volatility and unexpected events with a structured, defensive approach.

Long-Term Financial Clarity

Move forward with complete confidence — knowing exactly how your financial picture works together as a whole.

Meet Your Advisor

The person behind your strategy.

Todd Shipley

Founder, Summit Wealth Consulting

Todd works with individuals and families to help them turn what they've built into a clear, structured financial strategy — focused on income, tax efficiency, and long-term stability.

Over the years, he's seen that most people don't have a true financial plan — they have accounts, investments, and pieces that aren't working together.

Create clarity. Build structure. Provide confidence.

Rather than focusing on products, Todd focuses on strategy — helping clients understand how everything fits together so they can move forward with a plan that actually works.

Schedule a Consultation

Takes 15–20 minutes. No pressure. Just clarity.

Our Strategy

A strong plan isn't about one product — it's about how everything fits together.

We utilize strategies through top-rated carriers designed to create stability and efficiency.

Life Insurance

Strategic use of life insurance as a financial tool — not just protection, but a component of your overall income and tax strategy.

Annuities

Guaranteed income solutions that provide predictable, reliable payments — so you never have to wonder if your money will run out.

Structured Income Solutions

Custom-built income frameworks that draw from multiple sources in a tax-efficient, coordinated way — built around your specific retirement timeline.

Take The First Step

If you're within 5–15 years of retirement — or already there — this matters more than ever.

Schedule a consultation today. Clear, structured, and completely no obligation.