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When the World Feels Uncertain, Your Retirement Plan Shouldn’t

by VSD | Sep 1, 2026 | Retirement Planning

If you turned on the news this morning, there was plenty to worry about. Renewed conflict involving the United States and Iran sent oil prices sharply higher, with Brent crude moving above $90 a barrel. Stock futures moved lower as investors considered what another...

Your Retirement Account Is Up—So Why Does Retirement Feel More Expensive? | Summit Wealth Consulting

by VSD | Aug 27, 2026 | Retirement Planning

There is an interesting contradiction happening right now. Many investors can open their retirement account and see numbers that look pretty good. The S&P 500 was still up nearly 13% for the year through August 21, despite pulling back last week. Yet when people...

The Retirement Expenses Nobody Puts on the Vision Board

by VSD | Aug 20, 2026 | Retirement Planning

Your retirement plan may account for vacations, golf and dining out. But what about the expenses you never planned to have? When most people picture retirement, they don’t picture a spreadsheet. They picture freedom. Maybe it’s morning coffee overlooking...

Your Cash Is Paying You Today. But What Happens When the Rate Disappears?

by VSD | Aug 18, 2026 | Retirement Planning

The retirement risk hiding inside CDs, money markets and high-yield savings accounts For the last few years, retirement savers have enjoyed something they hadn’t seen in a long time: Cash actually paid something. Money market accounts, CDs and high-yield savings...

The First 5 Years of Retirement Could Matter More Than the Next 20

by VSD | Aug 13, 2026 | Retirement Planning

You saved. You invested. You built the retirement portfolio. Then you finally retire—and the market drops. For someone who is 20 years away from retirement, a market decline can be uncomfortable. For someone who has just retired and is withdrawing money to pay the...

Social Security Planning: One Decision Could Affect Your Retirement for Years

by VSD | Aug 4, 2026 | Retirement Planning

For many retirees, Social Security becomes the foundation of their retirement income. That is why Social Security planning deserves more attention than simply deciding when to file for benefits. The age you claim benefits can affect your monthly income for the rest of...
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